With no monthly service fee, refunds on ATM fees nationwide*, and really high interest on every dollar deposited, free Kasasa Cash empowers you to retain and increase your current income while saving for a bright future. With Kasasa Cash®, your everyday spending yields rewards. You won't find this at the nearby megabank chain.
- Kasasa Cash
- 2.00% APY* on balances up to $10,000
- 2.00% to 0.36% APY on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Unlimited refunds on ATM fees nationwide (up to $4.99 per transaction)*
- Can link to high-interest Kasasa Saver® account
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Free MasterCard® debit card
- $50 minimum deposit to open
How Does Kasasa Work?
Simple, 21st Century practices like using your debit card and receiving eStatements save you time, and make life easier. Those seemingly commonplace habits also save County Bank money. In turn, we use those savings to put money back into the community, and pay our customers rewards. It's easier to qualify than you might think.
Simply by spending on your debit card, you qualify. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and log in to online banking
- Be enrolled and receive eStatement notice
That's it. It's fine if you don't meet the qualifications one month. There's no penalty, and you still have a free checking account that earns our base interest rate. And you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
*APY=Annual Percentage Yield. APYs accurate as of 7/16/2014. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $50 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $4.99 per single transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.20% interest rate on the portion of the balance over $10,000, resulting in 2.00% - 0.36% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.